🔄 Refund Policy

1. Overview

GiftKosar ("we," "us," or "our") provides educational information and resources about gift cards. This Refund Policy outlines our procedures regarding refunds for any premium educational content or services that may be offered through our website at https://giftkosar.org.

As most of our content is freely accessible for educational purposes, this policy primarily applies to any premium educational resources, specialized reports, or personalized information services that may be offered in the future.

2. Free Educational Content

The majority of our website content is provided free of charge as an educational service. This includes:

• General gift card information articles and guides
• Basic educational resources about gift card types and features
• Standard security information and best practices
• Frequently asked questions and answers
• General usage guidelines and recommendations

As these resources are provided at no cost, no refund policy applies to this free educational content.

3. Premium Educational Resources

In the event that we offer premium educational resources or specialized information services in the future, the following refund policy would apply:

3.1 Digital Educational Products

For digital educational products such as comprehensive guides, specialized reports, or educational courses:

• We offer a 14-day satisfaction guarantee from the date of purchase
• If you are not satisfied with the educational content, you may request a full refund within this period
• Refund requests must be submitted in writing to [email protected] with your order details and reason for dissatisfaction
• Upon approval, refunds will be processed to the original payment method within 5-10 business days

3.2 Personalized Information Services

For any personalized information services or custom educational resources:

• If the service has not yet been delivered or work has not commenced, a full refund is available upon request
• If work has commenced but is not complete, a partial refund may be issued at our discretion based on the amount of work completed
• Once a personalized service has been fully delivered, refunds are evaluated on a case-by-case basis

4. Subscription Services

If we implement any subscription-based educational services in the future:

• Monthly subscriptions may be canceled at any time, but refunds are not provided for partial months
• Annual subscriptions may be eligible for a prorated refund of unused months if canceled within 30 days of the initial purchase or renewal
• Refunds for subscriptions are processed to the original payment method within 5-10 business days

5. Exclusions

Refunds may not be available in the following circumstances:

• If more than 14 days have passed since the purchase of digital educational products
• If there is evidence of misuse, fraud, or violation of our Terms of Service
• If the request is due to technical issues outside our control (e.g., compatibility issues with your device)
• If you have already downloaded, accessed, or utilized a significant portion of the educational content

6. How to Request a Refund

To request a refund for any eligible premium educational content or services:

1. Send an email to [email protected] with the subject line "Refund Request"
2. Include your full name, email address used for purchase, order/transaction ID, and date of purchase
3. Provide a brief explanation of why you are requesting a refund
4. Our team will review your request and respond within 3-5 business days

7. Contact Information

If you have any questions about our Refund Policy, please contact us at:

8. Changes to This Policy

We reserve the right to modify this Refund Policy at any time. Changes will be effective immediately upon posting to our website. It is your responsibility to review this Refund Policy periodically for changes. Your continued use of our website and services following the posting of changes constitutes your acceptance of such changes.